Build your legacy. Change lives for generations.
Give a gift with lasting impact. Your support of affordable homeownership will create the foundation for a brighter future for years to come.
Affordable housing can be part of your legacy
Imagine a Canada where every family has a safe and affordable home. Unfortunately, soaring housing costs are pushing this dream out of reach for too many. But you have the power to change this – not just for today, but for generations to come.
A legacy gift to Habitat for Humanity Canada is a way to turn your success into opportunity for others. Homes are just the beginning — ultimately, your gift will create the foundation for a brighter future by giving families the stability and security that comes with affordable homeownership.
How you can make an impact
Most legacy gifts take the form of bequests: gifts established in your will. Bequests are made after loved ones are provided for, allowing you to extend your generosity far into the future – and often with greater impact than is possible during your lifetime.
Your bequest can take different forms:
- a specific amount
- a percentage of your estate
- the residue (remainder) of your estate
- real property or securities
Other ways to build your legacy include:
- gifts of life insurance policies, which can make a significant impact with modest annual or monthly payments
- charitable remainder trusts
- endowments
- gifts of real estate and other types of assets
Why consider a legacy gift?
Beyond turning your success into opportunity for others, a legacy gift offers practical benefits:
- You retain full control of your assets during your lifetime, without affecting your cash resources.
- You can change your beneficiary designation if your financial or life circumstances change.
- Your estate’s final taxes may be significantly reduced, which can benefit your heirs and give you peace of mind.
- With a legacy gift of life insurance, you can enjoy immediate tax relief through a tax credit.
How to get started
- Create or update your will. If you already have a will, you can easily add a bequest with a codicil (an amendment to your will).
- Consult your lawyer. They can ensure your wishes are clear and provide guidance on structuring your gift. We can also provide suggested wording to assist you in discussions with your lawyer.
- Let us know. If you are comfortable doing so, inform us of your gift so we can discuss how you’d like it to be used – and express our gratitude.
Contact Lisa Baumander, Manager of Major and Planned Giving at lbaumander@habitat.ca to explore your options for a legacy gift to Habitat for Humanity Canada.