Habitat for Humanity Camrose5007 46 Street, Unit 1Camrose, AB T4V 3G3
7 Streambank AveSherwood Park, AB T8H 1N1
At Habitat for Humanity Canada, we know that access to homeownership transforms lives. However, homeownership in Canada is not equal. Black people in Canada have experienced systemic barriers and discrimination that has contributed to a disproportionate lack of homeownership opportunities.
Many Black people living in Canada have been unable to access the benefits that come with owning a home, including the ability to attain social and financial stability, build equity and transform futures.
By addressing the racial homeownership gap and providing Black families with more opportunities to build equity through homeownership, entire communities across the country will flourish and grow stronger, improving our collective prosperity. Homeownership is key to equitable and thriving communities.
In December 2020, the Government of Canada, through the Canada Mortgage and Housing Corporation, and Habitat for Humanity Canada announced a $40 million investment in housing for Black families. The Black Families Funding Initiative will result in 200 new homeownership opportunities for Black families over the next three years. Of this $40 million investment, $20 million is from the Government and Habitat will be fundraising, locally and nationally, for a further $20 million to make this initiative a reality.
As of May 31, 2023, 115 Habitat homes have been built or are under construction with local Habitat for Humanity organizations in Alberta, Ontario, Manitoba, New Brunswick and Quebec. Across Canada, we'll be building 85 more homes for Black families in the coming years.
The Black Families Funding Initiative will allow Habitat to build more of these homes faster — allowing us to serve even more Black families. The funding for this initiative is in addition to our existing homeownership program and will not compromise our ability to continue to build homes for other eligible, non-Black families in Canada.
We are eager to partner with those who can help us identify the barriers that Black people face in becoming homeowners, raise awareness for this initiative, identify eligible Black families, or contribute matching funds and other resources to ensure the initiative’s success. We want to meaningfully engage Black communities and organizations who are also committed to closing the racial homeownership gap. Together, we can ensure many more Black families advance along the path to stability and self-reliance through housing.
In Canada, almost 73% of people own their own home. However, only about 45% of Black people own their own home, the lowest level of homeownership amongst any group.
— CMHC Housing Research, 2021
Habitat Canada will work with local Habitats and community partners across the country to determine where these 200 homes will be located over the next three years. These decisions will be guided by demographic need, land and other resource availability, and community support.
While not all local Habitats will be building through this funding initiative, all Habitat for Humanity organizations across Canada serve Black families. The eligibility criteria for Habitat homeownership remains the same for everyone. If you meet the eligibility requirements of your local Habitat, you are encouraged to apply regardless of whether a home is being built through this funding initiative.
We encourage you to reach out to your local Habitat for Humanity to find out more about the eligibility criteria and how to apply.
We welcome applications from any family in which one or more family members, living in the home, self-identifies as Black and meets the homeowner eligibility requirements of their local Habitat.